Why Settlers Life?


  • Competitive Commissions
  • Generous Advances Available
  • High, Lifetime Renewals
  • Daily Commissions
  • Electronic Pay


  • A.M. Best Excellent (A-) Rating*
  • Competitive Premium Rates
  • No Policy Fees
  • Issue Ages 15 days - 85 yrs
  • Various payment options


  • Agent Website with Reports
  • UW decisions at time of sale
  • Smokeless tobacco users considered non-smokers
  • 99.19% of all claims paid in 2017


  • Frequent Sales Contests
  • Monthly cash bonuses available
  • First-year incentive program
  • Earn 2 trips the first year
  • Annual Sales Conference

* The A.M. Best Company evaluates our performance, as a company, on an annual basis and our agents join us in taking pride in maintaining an excellent rating. A.M. Best Company, Inc. is the oldest and most widely recognized rating agency dedicated to the insurance industry. A.M. Best states that an "A minus" rating "is assigned to companies which have, in our opinion, an excellent ability to meet their ongoing obligations to policy holders."

This page for agent use only.

With Settlers Life, you're not just an agent.

You're our partner and we know that without you, we don't exist.

Partner Testimonials
  • Revae Stuart

    I choose to work with Settlers for the simple fact that they are my most important asset. I'm extremely busy and must rely on a team with outstanding expertise to quickly handle my business. Settlers Life has excellent training for agents, easy methods for submitting and tracking business, and keeps me updated when I need to follow-up on applications. I could not do what I do as well without their attention to detail and commitment to my success.

    Revae Stuart
  • Wendell Bivens

    After searching for several years to find an organization that could provide the integrity and professionalism needed to support our business, we finally found it with Settlers Life. Settlers has a home-town feel offering exemplary service and loyalty to their clients and personal support to their agents. If you have been looking for a place to plant your feet and become part of an organization that treats you like family, look no further, you will find it here.

    Wendell Bivens
  • Karen Golden

    If you are seeking to partner with a solid, committed company who is dedicated to your business growth, then you will find a home with Settlers Life. The folks at Settlers are true partners in helping any agent become more successful. Settlers Life is a company you can depend on.

    Karen Golden
  • Shawn Rafiei

    I work with many different insurance companies, so I know from experience that Settlers is one of the best. I am so glad that I decided to come on board with Settlers. I only wish I had done it sooner. I could not believe the great benefits they have for their agents. The staff always takes time to help or answer questions.

    Shawn Rafiei

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Meet Our Staff


Steve Bontell

Steve Bontell

Chief Marketing



Dynamic industry leader for 20+ yrs. In senior home office, field sales executive, consultant, sales trainer, agency owner, and producing agent roles. Graduate of The Citadel, the Military College of South Carolina. Leader of sales and marketing at Settlers Life. Email Steve.

Rob Thiele

Rob Thiele

Senior Regional



Extensive final expense/senior market background, previously serving in national marketing & sales roles. Authority on long term care insurance, Medicare supplement, Medicare advantage, and Part D Rx drug program. Responsible for helping Settlers Life grow nationally. Email Rob.

Amy Smith

Amy Smith

Director of



Coordinates the planning, implementation, and management of Settlers' marketing strategy. Also manages, marketing operations, sales support staff and initiating solutions that stimulate success with our partner agents and agencies. Email Amy.

Evan Monahan

Evan Monahan

Agent Performance


Evan started with Settlers Life as a Partner Support Representative in 2014. Evan monitors and evaluates the quality & performance of Settlers Life agent partners to drive improvements in quality and business practices. Email Evan.

Josh Dixon

Josh Dixon



Coordinates operations related to Settlers Life's internal New Business and Telesales Teams and ExpressApp / phone application. As a former agent, Josh has the experience and expertise required to ensure the ExpressApp is successful. Email Josh.