Life insurance is not something people think about every day - but at Settlers Life we believe it is an important part of your financial planning...

Take William, for example. He's taken care of himself his whole life, and now that he's retired he has time again to play the saxophone. When he was younger he thought about life insurance, but he did not buy any. Now he'd like to have enough to pay any bills that might exist at his death, make sure his funeral is paid for, and leave a little bit for the grandchildren to help them with college expenses. Because he's in good health he can purchase a Settlers Life Gold Plan or a Settlers Life Silver Plan -- offering up to $25,000 in death benefits -- at a reasonable, competitive price. Then he can go back to playing Boots Randolph on that sax, with peace of mind that his life insurance needs are covered.

Policy form WLP-2300 (7/2006) or WLP-2300 (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent.

John had a wake up call with a heart attack four years ago. Now he takes care of himself, eating right and taking his medications to prevent a second attack. Many companies will not offer John an immediate benefit plan because he is still on medications related to the heart attack. But at Settlers Life we offer the Silver II Plan with up to $15,000 in coverage. It's an immediate benefit plan for people like John - or others who developed insulin dependent diabetes after age 50 - and who are taking their medications and watching their health. All John worries about now is that hill in the park where he runs!

Policy form WLP-2300 (7/2006) or WLP-2300 (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent.

Mary is another example of how life insurance from Settlers Life can fill a need and solve a problem. Mary has had two heart attacks over the past three years and now she's on disability. She takes care of herself, eats right and stays busy at church and watching her grandchildren after school. But she cannot purchase life insurance from many companies to cover the cost of her funeral. At Settlers Life we have a policy that fits Mary's need -- the Settlers Life Bronze Plan. By answering a couple of simple questions, the Bronze plan can provide Mary with up to $10,000 in coverage, enough for her needs. The plan pays full benefits after just two years. If she passes away before then her beneficiary will receive all the premiums paid, plus 10%. If her death during the first two years is the result of an accident, as defined in the policy, her beneficiary will receive the full death benefit. For Mary, the Bronze plan can provide a comforting solution to her life insurance needs. And she can fuss over those grandchildren, instead of worrying about her life insurance.

Policy form IMWLP-300 (7/2006) or IMWLP-300 (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent.

Shawn and Michael are tearing up the church picnic. Their energy and enthusiasm is making everyone smile. Shawn and Michael's parents have been considering buying life insurance for them because it's a great time to lock in premium rates before they get older and the premium rates get higher. Settlers Life's Gold and Silver plans are available to cover Shawn and Michael at very early ages. Plus, Shawn and Michael's parents now have the opportunity to purchase whole life coverage on their lives, while adding Child Term Life Riders covering Shawn and Michael at a very small additional cost!

Policy Form WLP-2300 (7/2006) or WLP-2300 (07). Policy Form SLR-4C (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent.